BAKA MAKATULONG AKO

Sa aming mga ONLINER na laging nagpo-post,  hindi na mabilang ang mga taong nagtatanong ng:

""HOW

""PAANO

""PAANO PO

""GUSTO KO PO MALAMAN

""INTERESADO PO AKO

""TURUAN NYO PO AKO

""TULUNGAN NYO PO AKO

 

Tapos,  sa haba haba ng explanasyon at nalaman ang puhunan, eto naman ang isasagot nila

AY MAY BAYAD PALA

AY SAKA NA LANG PO

AY SA SAHURAN NA LANG PO

AY WALA AKO TIME

AY WALA PA PO AKO PERA

AY MAHIRAP PO

AY PAPAALAM PA AKO SA ASAWA KO

AY MAY TRABAHO AKO

AY WAG NA LANG PO

AY SALAMAT NA LANG PO

 

Kaibigan sa panahon ngayon ,

pwede ba tayong mag-negosyo na walang puhunan na ilalabas?

Yung magtataho nga, magtitinapa at magbabalot meron diba? Ultimong online sabong meron din!

WAG MONG ISIPIN YUNG ILALABAS..

 

ANG ISIPIN MO YONG PERANG PWEDENG IBABALIK SAYO, 

 

SUBUKAN MO MUNA KAYA?

 

Gusto mo subukan? 

 Pm mo Lang ako..tutulungan kita

SISTEMA NA SUBOK NA NANG PANAHON, 16 YEARS, AT PROSESO NA PILIT GINAGAYA NG IBA PERO HINDI NAMAN KAYA.

KAYA KUNG AKO SA 'YO.. SIMULAN MO NA!

e klik para malaman ang companya namin

ILAN SA MGA NAGKARESULTA NA GAMIT ANG BAGONG ONLINE PLATFORM NA KINABABALIWAN NGA MGA KARAMIHAN NGAYON.

Click to know more!

LET ME HELP YOU!

 

OUR COMMPANY IS 100% LEGIT. THE COMPANY IS ALREADY 16 YEARS AND GOING STRONG AND IMPROVING.

MESSAGE ME AND I WILL HELP YOU.

HERE ARE SOME PROOF OF PEOPLE WHO ARE ALREADY EARNING.

                     Click to know more..

EMPOWERED CONSUMERISM

 

 In the world of  Multilevel Marketing , AIM Global has been there almost dominating it for more than 13 years now. It is one of the best and major player in the industry and has created thousands of self made millionaires around the world.

  Now, it made another big noise when it introduced the term “Empowered Consumerism”.

Empowered Consumerism is the new marketing campaign set by AIM Global management this 2020. It encompasses a lot of improvement and changes in the system as well as new packages to choose from. 

 CEO, Dr. Ed Cabantog explains, Empowered Consumerism is how consumers are empowered by the quality and effectiveness of AIM Global products. As a result, consumers also empowers the value of AIM Global products. The main goal of this campaign is to give value to consumers and provide consumers a way to earn money as they consume the products.

 Come and join our team!

 

Bo Sanchez' FREE Book

 I want to share this wonderful book with you.

It's about a super inspiring story of  how a maid or a house helper  became a millionaire.

Yes! I'm not kidding.

 It's true story and has even been featured on TV.

 It’s possible, and it’s already been done.

 My life changed because of the story in this book.

 I want to share the same blessing with you.

Now the story is out in a book, and you can get this book for FREE.

You only have to pay for the shipping.

The book is entitled

 HOW MY MAID BECAME A MILLIONAIRE

It is written by Bo Sanchez.

The maid works for him and he taught her how to become a millionaire.

 To order your copy just click on the link below. 

https://bit.ly/2sF9BkO

Be a blessing too!

START WORKING AT HOME and BE A VIRTUAL PROFESSIONAL

Do you have investments?

How are your investments?

Gaining? Losing?

How about an investment on your SELF?

A career investment?

LET ME TELL YOU WHY.

How would you consider these 11 things...

1. A life of being able to travel and go to places you've always wanted!
2. A life going to places without applying for any approval to go to that place?
3. A life NOT having to wake up early.
4. A life without having to brave long hours of traffic.
5. A life of not having to work abroad and bear the tortures of homesickness
6. A life of being with friends and family while earning more
7. A life giving in to your child's heart piercing cry of request that you don't leave for work
8. A life being with your son every time he celebrates his birthday?
9. A life of being able to support the family financially.
10. A life of being able to watch your favorite Telenovelas on time?
11. A life of being with your family being able to eat together, nap together, have unplanned date together and many more!

YOU CAN BRING IT CLOSER BY YOUR ACTION NOW!

Be mentored by JOMAR HILARIO, the best Internet Marketing Guru in the country TODAY.

And why should you trust him? Why Not?

1. He is the Internet Marketing and Virtual Professional Training Guru of the Philippines
2. He is the author of the book, Virtual Careers.
3. He is the #1 Virtual Professional Podcaster in the Philippines
4. He has the #1 Longest Running Vurtual Careers Webinar in the Philippines
5. He is Bo Sanchez's Internet MArketing Guru
6. HE IS MY MENTOR!

He offers many courses that will help you in your Virtual Career Journey.

Visit  VIRTUAL CAREERS ACADEMY FOR FILIPINOS or click here for easier access.

 Listen to the Longest Running Webinar where you will be inspired with the sharing of people that was helped by his lessons and most of all you will learn many tools that you need to know to be a Virtual Professional. MONDAY WEBINAR is every Monday at 9-11 pm. Click here  and find the link to enroll for free!

   OOPPPSS!!  Know nothing about computers?

    HOLA!!

    The course  HOW TO BE A TECHIE EVEN IF YOU ARE STILL A BEGINNER  will make you become a "TECHIE" and build your confident to start a virtual career.

    I have ventured to so many kinds of investments. Some I gained, some still gaining, and most of them failed. And so, this time, I decided to invest on myself. I may not gain (yet) financially, but for sure, my profit is forever!

     Make that wise investment! Click this link now and be blessed!

              VIRTUAL CAREERS ACADEMY FOR FILIPINOS

            =========================================

By the way, I want to share with you something I did to enhance my financial knowledge about my investments.

I joined the Truly Rich Club where our mentor, Bo Sanchez, empowers people to invest their hard-earned money in the Stock Market.

Through the valuable step-by-step guidance of the Club, I'm now closer to my dream of enjoying time and financial freedom.

Saying "YES!" to his invitation has been the best financial decision I've made! I know you want to prepare for your family's future that's why I'jm inviting you to learn from the best.

If you're interested to know more about the Truly Rich Club, click here.

Feel free to ask me for further queries.

May your dreams come true!

BDO NOMURA

Investing in the stock market online is so much easy with BDO Nomura. You can start even with just five hundred (P500) pesos. (But why invest that much when you can invest more!)

BDO Nomura is an Online Stock Broker of Banco de Oro Universal Bank. It caters to all it's clients whose accounts are enrolled in BDO Online Banking.

 Here is how to enroll.

1. Access the BDO Nomura website and click "Online Trading Log-in" located at the upper right portion of the website, then click "Enroll Now".

2. Log-in using your BDO Online User ID and Password. Enter the One-Time Password (OTP) received via SMS on your mobile phone.

3. Tick the "I have read and fully understand...." box. Click on I Agree on the Terms and Conditions.

4. Fill out the Investor Profile, then click NEXT. Fill out the Suitability Form then   click NEXT. Indicate referring Branch Name or Branch code if there is, or NONE if none. Re-type the CAPTCHA code, then click Submit. REVIEW the details of your Investor Profile and Suitability Form shown in the summary screen.

5. Once approved, an Approval will be sent to your email indicating your Customer Code and your BDO Nomura Settlement Account Number.

 Customer Code will be used for requests, inquiries and assistance regarding your trading account.

  BDO Nomura Settlement Account will be your dedicated account for BDO Nomura transactions. It is the account that you would need to fund as basis for your buying capacity. Once this is received, you may deposit your fund here. The following day, you can already buy the stocks that you would like to buy.

   Another email will be sent to you by Philippine Stock Exchange (PSE) indicating a Control Code. You may change this code according to your preference. Before you could buy or sell a stock, the system will prompt you to encode your Control Code.

For more detailed instructions on how to enroll, you can may click here.


If you have not yet enrolled your account online, click here to go to BDO website.

Click "online banking" located at the upper right portion of the website and then click "Enroll Now" and follow the instructions.

==================

By the way, I want to share with you how fulfilled I am now that I've taken charge of my financial life.

I joined the Truly Rich Club where our mentor, Bo Sanchez, empowers people to invest their hard-earned money in the Stock Market.

Through the valuable step-by-step guidance of the Club, I'm now closer to my dream of enjoying time and financial freedom.

Saying "YES!" to his invitation has been the best financial decision I've made! I know you want to prepare for your family's future that's why I'jm inviting you to learn from the best.

If you're interested to know more about the Truly Rich Club, click here.

Feel free to ask me for further queries.

Mutual Fund - Simplified

To say it simply...

Mutual Fund are money or fund of many people or investors put together for the purpose of investing it. The funds are then managed by a group of managers and are invested  to earn profits.

These group of managers are  referred to as "investment companies" or "registered investment companies."  These companies are  normally banks and insurance companies. They have professional fund managers that invest the funds in different  financial instruments such as money market securities, bonds and equities.

These financial instruments were normally available to bigger investors. Only bigger investors can afford to invest in it since it requires a bigger minimum amount of investment. But now, even low income individuals can readily invest since many investment companies have made investment plans to suit their needs.

Like, for example,  before, you can only invest in mutual fund when you have one hundred thousand pesos (P100,000.00) or more. But now, you can invest in as low as ten thousand pesos (P10,000.00) and even one thousand pesos (P1,000.00.) click here to find out

Investing in mutual fund is better than keeping your money in a Time Deposit in banks because in a Time Deposit, your interest rate depends on the amount you place. The bigger the amount, the higher your interest rate.

However, in Mutual Fund, when you invested  a smaller amount, you will receive the same interest rate with those people who invested bigger amounts. Your profit will depend on the amount you invested.

Investments in mutual funds are represented in number of units. When you invest, you are buying shares of funds per unit. This is what we call NAVPU or Net Asset Value Per Unit. Investors can buy or sell shares of funds at any time.

Generally, mutual funds has three categories

1. Fixed Income Fund - funds are invested in government and corporate securities that provide a fixed return and are usually low risk. Generally they are invested in bonds. Bonds are instruments of indebtedness or a written promise to an investor to pay him a certain amount in a specific period of time. So that if ever the company will be at a loss or closes down,  you will surely get back your investment as well as the profit.

2. Balanced Fund - half of the funds are invested into stock market and half into bonds. It has moderate risk and moderate return  

          

3. Equity Fund - funds are invested in stock market. It has high risk and high return.

In mutual fund, someone else manages your fund and so, you don't have to worry about diversifying individual investments yourself or doing your own record keeping or finding where could you earn more. All you have to do is to just buy them and forget about them. 

Managing funds is a full-time job of these investment managers. You can be assured of their competence and diligent performance. They are the one who make research and studies the market condition. Their compensation also depends on how well the fund performs.

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By the way, I'd like to share something with you.

Last year, I read about a maid who invested in the Stock Market who now has more than P800,000! 

Amazing, right? It was then that I learned about the Truly Rich Club.

No less than Bo Sanchez, himself, coaches thousands of people like his maid about the DOs and DON'Ts in Stock Market Investing. 

Ever since I joined the Club, I grew not only in my knowledge but more so, in my finances. 

Do you want a vehicle towards financial freedom? 

No matter where you're coming from, this can bring you to WHERE YOU WANT TO GO. 

If you want Bo to be your personal financial coach, click here. 

Be part of the Truly Rich Club now. 

God bless!

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Related Links:

BDO Easy Investment Plan or EIP
BDO Mutual Fund investment
My Aunt, Cousin and Friends are into Mutual Fund Investment
My Stock Investment Brought me to Disney

MY STOCK INVESTMENT BROUGHT ME TO DISNEY

Yes! It's true!

I got my ticket from an airline's Piso Fare promo. My round trip plane fare was very cheap, of course!

Two months before our trip, I was contemplating on how to tell my friends that I was no longer going with them to Hongkong. I had some financial obligations.
For me, it would be better to let go of my cheap plane ticket than to spend some more when I go.

Then one day, my officemate shared to me her plans of buying a lot. She discovered that she would need some cash for downpayment. Then she told me about her stock investment, or our stock investment. I was the one who advised her to invest on stocks. I reminded her not to touch it because it was a long term investment.  But she insisted.

That time we knew that the price of the stock we bought was soaring high.  When we checked our stock investment, we were surprised to see it gained 300%. We bought it just a couple of months ago.

Then I remembered my trip. After counting my chicks, I decided to go on with my vacation and made a budget for my trip.  I withdrew some part of my profit which was just enough for my expenses.

Investing in the stock market is not easy. You need to make research and be updated with the current market trends. You need to know more about the stocks that you would want to invest into.

Good for me, I don't worry about that. Being a member of the TrulyRichClub, I have the best financial advisers in the country. Bo Sanchez is one of them. They do the research. They advise me what stocks to buy, they tell me why I should buy them and they tell me when to stop buying and to sell. With them I don't need to worry even if my stocks is at a loss. Indeed, why should I? Hey, they have millions of investment compared to mine. Naturally, they would be meticulous in choosing what kind of stocks to buy. Since we have the same stocks, I believe my investment is in good hands. All I do is just continue investing regularly.

Now I'm inviting you to join the club, too. Just click this link TrulyRichClub and Bo Sanchez will tell you more about it.

God Bless.

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If you want to invest in the stock market, and don't want to join the Truly Rich Club,

 you may open an account with BDO NOMURA. This is an online stock broker that caters to clients who has an Internet Banking account maintained with any branch of Banco de Oro. 

To learn more on how to open an account just click here.

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Related Links:   MUTUAL FUND,  BDO MUTUAL FUND, BDO Easy Investment Fund (EIP)

                                MUTUAL FUND Simplified

BDO Easy Investment Plan or EIP

This is a unique savings and investment program that promotes  the twin habits of regularly saving and investing. This is accomplished through a regular and automatic debit arrangement from a participant's savings/current account for immediate investment in a UITF of the participant's choice.

BDO Easy Investment Plan allows a person to set aside a portion of his income from every payday (principle of "paying yourself first"). This discipline aligns us with the principle of assessing our needs vs. our wants. It works on an Auto Debit Arrangement (ADA), thus, providing convenience for its participants (principle of "automatic financial plan").

Each contribution is immediately invested in a Unit Investment Trust Fund (UITF) of his choice (principle of "making money work for you and investing wisely").  He may choose from  BDO Peso Fixed Income Fund, BDO Peso Balanced Fund and BDO Equity Fund.  Opportunity to earn begins upon first contribution (power of compounding interest will start to work).

The EIP makes investing both affordable and convenient. For as low as PhP1,000.00 per contribution, one can already be an investor. A participant  may choose to contribute

              * once a month (every 5th, 10th, 15th, 20th, 25th, 30th of the month)
              * twice a month (every 5th & 20th, 10th & 25th, or 15th & 30th of the month).

When the scheduled contribution date falls on a weekend, holiday or a non-banking day, the deduction shall be done on the nearest banking day prior to the contribution date. No penalty shall be imposed when the elected BDO CA/SA is unfunded or has insufficient balance on contribution date. The auto-debit arrangement will continue on the next scheduled contribution date.

When the participant's total contributions (in units) in the EIP reach the market value of at least P10,000, these total contribution will graduate from the EIP. The participant will be issued a Confirmation of Participation (COP) and shall be treated as a regular UITF investment. The COP shall be sent to the participant's servicing branch for partcipant's pick up.

The prospective participant can invest via 725 BDO branches nationwide.

What is more exciting is that the participant can monitor the growth (gains or loss) of his investment daily. This is by enrolling his BDO account in the Retail Internet Banking (RIB). Otherwise, for those who already have a COP, the participant can compute it manually my mutiplying the total number of shares found in your COP by the  NAVPU for the day which can be viewed at this website www.bdo.com.ph.

In case the participant will be needing cash for emergencies, he can get his contributions from EIP account even before reaching the market value of P10,000. There are two choices. Redemption or Unsubscription.

If the participant opted for withdrawal of funds via redemption, he will be receiving the market value of his investments, less the non-completion fee of 0.50% of the original participation amount. The EIP account will still be active. Hence, on the next scheduled date, the BDO account will continue to be debited.

On the other hand, if the participant opted for unsubscription, the EIP account will be closed once he receive the market value of the investment, net of non-completion fee.  The account will no longer be debited.

A non-completion fee is the cost that an investor has to absorb on account of his redemption during the build-up period.

Proceeds of redemption/unsubscription shall be received one (1) banking day (for BDO Fixed Income Fund) and four (4) banking days (for BDO Balanced Fund and BDO Equity Fund) after the notice of redemption in received.

Notice must be received by the EIP servicing branch on or before the cut-off time of 11:00am

BDO Easy Investment Plan is best for individuals who;

   * are working hard but never seem to have enough money
   * have already planned how they'll spend their money before they get it
   * never have anything left to save at the end of a pay period
   * oftentimes wonder where their money goes
   * can't start to save and invest but know that they need to
   * lack the discipline to set aside money on a regular basis
   * are willing to save and invest but do not have the time, expertise and facility to do so
   * would like to achieve financial independence in the easiest and most convenient way

So, hurry! Visit any BDO branches nearest you and start saving and investing.

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By the way, I'd like to share something with you. 

Last year, I read about a maid who invested in the Stock Market who now has more than P800,000! 

Amazing, right? It was then that I learned about the Truly Rich Club.

No less than Bo Sanchez, himself, coaches thousands of people like his maid about the DOs and DON'Ts in Stock Market Investing. 

Ever since I joined the Club, I grew not only in my knowledge but more so, in my finances. 

Do you want a vehicle towards financial freedom? 

No matter where you're coming from, this can bring you to WHERE YOU WANT TO GO. 

If you want Bo to be your personal financial coach, click here. 

Be part of the Truly Rich Club now. 

God bless!

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Related links:  BDO NOMURA, an online stock broker.        

                        MUTUAL FUND Simplified

                        MY STOCK INVESTMENT BROUGHT ME TO DISNEY

BDO Mutual Fund Investment

Many investment company calls their mutual fund investment in different names. Banco De Oro, Universal Bank or BDO calls it Unit Investment Trust Fund. There are many investment types that you can choose to suit your needs.

Years back, one need a lot of money in order to invest in mutual fund, but now, it is no longer that. Even an ordinary employee could afford to invest.

BDO offers a minimum investment of ten thousand pesos (P10,000.00).

To make it even more affordable, one need not wait to have ten thousand pesos in order to invest.

BDO has EIP or Easy Investment Plan where one can start to invest with just one thousand pesos (P1,000.00). Yes!

Easy Investment Plan is an Automatic Savings and Investments which is made available through its auto-debit facility. A participant chooses any amount per contribution (starting at P1,000.00). This is automatically debited from the account maintained at BDO at a chosen time of the participant. This amount is immediately invested directly to mutual fund.When your contribution reaches ten thousand (P10,000.00), this will be treated as a regular investment documented by a Confirmation of Participation (COP).

The most popular type of investment BDO has are:.

1. BDO Peso Fixed Income Fund - The Fund aims to provide a high level of income with preservation of capital and maintenance of liquidity by investing in a combination of short to long-term fixed-income securities.

2. BDO Peso Balanced Fund - The Fund aims to achieve capital appreciation over the medium-term by investing primarily in equities and to some extent in fixed-income securities, the allocation of which shall be determined by the Trustee depending on market conditions.  

          

3. BDO Equity Fund - The Fund aims primarily for capital growth over the medium to long-term by investing in a selection of exchange-listed equities.

In order to minimize risks and maximize earning potential, participants/trustors are recommended to stay invested in the Fund for at least three (3) years.

Other types of  BDO investments can be viewed in this link. 

 https://www.bdo.com.ph/trust-and-investments

Keeping or saving your money in a bank is secure and risk-free. You may get it anytime with no hassle. But savings alone is not enough to make your money grow ------ at a shorter time and much higher. 

Investing will do! This means taking some risks, but the rewards are higher.

Start  investing now! Visit any BDO branches nearest you.

Why Join TrulyRichClub?

I am into stock market investment without carefully studying the stock market myself. It started when I joined the TrulyRichClub of Bo Sanchez four years ago. That's how I got into one of my college dream. To invest in the stock market!

Bo Sanchez has influenced my positive outlook in life and most especially about money. We share the thought that having a lot of money is not good, it is better to be poor. I thought there would never be a way for me to become rich and  get out of my financial bondage. But I was wrong.

Investing in the stock market is not that easy though, as you hear others say it. It is dangerous if you do not have enough knowledge about the market trends and the stock market. Remember that it is your hard earned money and it is for your future. It must be taken cared of. Hence, you need to spend time to study, read the newspapers, watch television shows about business and the stock market. You need to spend on books, as what I learned from a friend who is not a member. You need to study it yourself so that you will be guided on how to handle your stocks.

But I was spared of these. Bo has great financial mentors who are teaching and guiding me on how to invest. I don't have to make my own personal study. I have no time to read the papers and watch business television shows. I would prefer to watch Teleserye.  I'd better buy religious books and magazine than books of great financial mentors.

I remember one day, a friend saw on my table Bo's book about investing in the stock market and he learned that I am into stocks. That was the time I learned he was into stock market, too. He knows a lot about stocks and the stock market. He has books about great financial authors. Some I suspect even one of Bo's mentors (and mine, too!).

He asked me what do I get from being a TrulyRichClub member. I said casually, "Bo tells me what to buy and when to buy stocks."  He was surprised to hear that. He can't almost believe Bo does that. It sounds unusual to him. Then he asked for the membership fee and he compared it with the gains that he could get. But I told him, "I don't treat my fee like that. I consider it one of my tithes, too. You know, Bo has many ministries that help the old people, the orphans, unwed moms, street kids and many others."  Yes, and I am happy that some of it goes to these ministries.  In the first place, when you think about it, I got my expert mentors' service at the cheapest price. For sure, I'll get more than what I monthly give in the future. For me, it is not just a tithe but an investment as well - a heavenly one.

Honestly, talking to my friend made me realize investing in the stock market is not that easy. I also realized how lucky I am. I was spared from a lot of studying and research.

This is why I'm inviting you to join the club. I wanted you to be spared from all the hassles, too. Like me, you have your own priorities. But you also wanted to invest and grow your money for your future.

Click on the link TruyRichClub and Bo Sanchez will explain more, what it is all about.

If you want to invest in the stock market  click here  and I will show you where and how.

_____________________________ 

To change your financial life and get your TrulyRichClub blessings, click here. 

My Aunt, Cousin and Friends are into Mutual Fund

Finally I've convinced them. Success!!! *:-)

It was not that easy though. I thought.
 
Well, it was like this, I was telling them, when you keep your money in a bank, it earns interest rate depending on the amount of money you have. The higher amount you have, the higher the interest rate. The lower amount you have, the lower interest rate. But when you invest in mutual fund, you have the same interest rate as that of those with millions of investment.

My aunt surprised me one night when she asked me about money market. She said she has been watching business channels lately and was hearing about money market and mutual fund. She got curious about it. Even became  more interested when one time she went to her bank and updated her passbook. She discovered how little was the interest she gets from her savings deposit. She noticed that it was even decreasing. Then she thought of investing it somewhere else. She has inquired from an investment company. unfortunately, she said, the minimum investment is so far beyond her available fund. 

I was having a lecture on mutual funds to my aunt while my cousin was just around doing her own stuff. walking to and fro in front of us. When my lecture was finished, my cousin told me, "Would you like to bring my fund tomorrow and invest it there?" I was surprised. I thought she wasn't interested. She was listening all along. She even had more investment than my aunt. My aunt said she will still try and see what happens.

To this day, many of my friends are already into mutual fund through my convincing. Even many of my office mates. Some have been contaminated by the "mutual fund" fever I created. They were just happy and thankful for me. They are now earning much more. Even those who are conservative has become brave enough to take risk. You see, mutual fund is not insured with PDIC - Philippine Deposit Insurance Company. The maximum amount that is insured with PDIC is P500k.

Somehow I became an investment adviser to them. One friend even asked me if it is better for her to convert her dollar investment into peso. Generally, I make them decide. It's their own money. I just share what I know about the market trends and my experience as well. It really feels good to help.

Now a days, one need not have much money in order to invest in mutual fund. Although, there are some investment company that has a minimum amount of investment that many, if not most, could not afford, like my aunt. I am one of these people, too, who would have wanted to invest with the small fund that I have.

Presently, there are banks, like BDO, that offers a minimum investment of ten thousand pesos (P10,000.00). They even have this EIP or Easy Investment Plan where one can start to invest with just one thousand pesos (P1,000.00). Yes!

Easy Investment Plan of BDO is an Automatic Savings and Investments which is made available through its auto-debit facility. A participant chooses any amount per contribution (starting at P1,000.00). This is automatically debited from the account maintained at BDO at a chosen time of the participant. This amount is immediately invested to mutual fund.When your contribution reaches ten thousand (P10,000.00), this will be treated as a regular investment documented by a Confirmation of Participation (COP).

This plan is great for people who could not afford the usual minimum investment but would already like to invest with the minimal amount that they have.

Keeping or saving your money in a bank is secure and risk-free. You may get it anytime with no hassle. But savings alone is not enough to make your money grow ------ at a shorter time and much higher. 

Investing will do! This means taking some risks, but the rewards are higher.

Happy Investing!

______________________________________________

*** Do you want to gain financial wealth and spiritual abundance at the same time? Join The TrulyRichClub and receive great blessings.

*** Be happy, live healthy. Subscribe to 52 Healing Habits. Transform you health, body and soul through one simple habit.

MUTUAL FUND

What is Mutual Fund?

Mutual Fund is a collective fund of many investors combined together for the purpose of investing it.The funds are then managed by a group of managers to make it earn. These group of managers are  referred to as "investment companies" or "registered investment companies."  These companies have professional fund managers that invest the funds in various financial instruments such as money market securities, bonds and equities, which are normally available to bigger investors only.

Investments in mutual funds are represented in number of units. When you invest, you are buying shares of funds per unit. This is what we call NAVPU or Net Asset Value Per Unit. Investors can buy or sell shares of funds at any time.

Generally, mutual funds has three categories

1. Fixed Income Fund - funds are invested in government and corporate securities that provide a fixed return and are usually low risk.

2. Balanced Fund - funds are invested into stock market and bonds. It has moderate risk and moderate return  

          

3. Equity Fund - funds are invested in stock market. It has high risk and high return.

In mutual fund, someone else manages your fund and so, you don't have to worry about diversifying individual investments yourself or doing your own record keeping or finding where could you earn more. All you have to do is to just buy them and forget about them. 

Managing funds is a full-time job of these investment managers. You can be assured of their competence and diligent performance. They are the one who make research and studies the market condition. Their compensation also depends on how well the fund performs.

Mutual funds are divided into Open -Ended and Close-Ended

Close-Ended Funds has a specific number of shares issued to a particular fund. These shares are issued to the public through an initial public offering. These shares trade on the open market. It does not redeem or issue new shares like a normal mutual fund. This is why the fund is  subject to the laws of supply and demand. As a result, shares of closed-end funds normally trade at a discount to net asset value.

Open-Ended Funds means that the fund does not have a specified number of shares. Instead, the fund will issue new shares to an investor based upon the current net asset value and redeem the shares when the investor decides to sell. Open-end funds always reflect the net asset value of the fund's underlying investments because shares are created and destroyed as necessary.

Load  is a mutual fund term which means a sales commission.

Load are added to a mutual fund when you purchase or sell it. It goes to the fund salesperson as a commission and payment for their research services.

Many mutual funds are no-load funds.The fund is direct-marketed so you can buy it without the help of a salesperson. With the wealth of information on the internet today, it is certainly easier to make smart choices yourself to save money.

Related Links:

BDO Easy Investment Plan or EIP

BDO Mutual Fund investment

My Aunt, Cousin and Friends are into Mutual Fund Investment

My Stock Investment Brought me to Disney


 

My Investment Blog

One of my greatest dream is to help others especially the poor. So that I can help as much as I want, I need to have more, so that I can share more, too.

 Yes! I need to become rich!

I know I can not become one overnight. It's a long way to go for me. But I've started a few years ago.

I have started to invest.

The things I learned about investments, I consider a gift. Gifts are meant to be shared.                 

 In my own little way, I want to share all the things I learned from people and my personal experiences as well. I want to express them in my own simple language.

This blog is also an investment journal. I want to share how my investment grow. I want to inspire my readers. For those who are not yet in this journey, I would want them to go with me, and with others that are doing like my stuff. 

So, . . . . Welcome! and enjoy. . . .

Feel free to share your thoughts, too, if you want.

An Investment Journey Started

                               Stocks. Stock Market. Stock Market Investments.

I learned about these words in college, particularly in one of my Accounting subjects. It was then that I dreamed of investing in the stock market someday. That day came four years ago.

That was when my investment journey started.

It was Bo Sanchez who invited me to join his Truly Rich Club. A few months later he was talking about investments. He was advising on investing in mutual fund and stocks and not in banks.

He introduced ATR Kim Eng and Citiseconline.com now COL Financial.

Hence, as soon as I got the fund, I invested on his recommended brokers.

As of this time, my investment in ATR Kim Eng gained 75%.  I invested one time and didn't continue investing.

It was in COL Financials that I continued investing until now and my investment have been growing even if I didn't religiously invest.  I find it more exciting here because it is a dream come true to me. I don't only work in a bank, but I became a part owner as well. Not just one, but more! *:-)

 Isn't that cool?





P.S.

Do You Want to Gain Financial Wealth and Spiritual Abundance at the Same Time? Click here and join Bo Sanchez' TrulyRichClub and be abundantly blessed.

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